Purchase Financing

Commercial real estate mortgages are typically attainable up to 75% of the appraised value, and for multi-family properties within the CMHC insured program, this can extend to as high as 85%. The potential amortization periods vary, reaching up to 40 years contingent on factors like building age, location, physical condition, lease profile, available debt service, and building use. Negotiation of key variables for each transaction encompasses considerations such as fixed or floating rates, forward start arrangements, interest-only or amortizing payment schedules, demand or committed facilities, term duration, financial covenants, and the form of recourse.

Our commercial lending team, equipped with a profound understanding of local real estate markets, economic dynamics, and trends, collaborates with a robust network of commercial lenders across Canada. This strategic approach enables us to offer customers the most competitive financing solutions tailored to their commercial real estate purchases. By aligning with the unique characteristics of each transaction and leveraging our expertise, we strive to secure optimal terms and conditions for our clients in the ever-evolving landscape of commercial real estate financing.